Do you need a budget?

Are you concerned about your bills being out of control? No idea what the future will bring? Worried about tariffs and their impact on your groceries and other spending?

According to a recent survey, nearly 60% of Americans do not have a budget, nor do they know where their funds go every month.

Of the 40% who do have some type of budgeting system, only 17% use it frequently and with purpose. That means the vast majority of Americans do not budget, don't know where their funds go every month exactly and have no plan on how to save for a rainy day or emergency funds. Respondents to the survey indicated that those without a budget, tend to owe on average, $5000 more in credit card debt than those who had some type of budget.

I get it. Budgeting is not easy to start. It takes some effort to get it going. But not having a budget is just plain irresponsible and leads to future financial headaches. Even if someone is secure in their current financial standing, not having a budget makes it impossible for them to project what next month or next year might bring.

Our budgeting system eliminates the startup pains of getting a plan started. We provide the framework and the knowhow on starting a budget and we make it as painless and simple as possible to stay on track.

Our six week course on budgeting teaches how to start a budget using our 52-week budgeting system, which we provide as part of the course, teaches the basis of the monetary system and how to get into the habit of taking 5-10 minutes a week to update the budget so that staying on task is simple and relatively pain free.

But in order for our budgetary workshop to work, someone has to sign up. I can guarantee 100% that every budget, without exception, will fail if someone doesn't start it or manage it. 100%.

That's why we don't just give our customers a framework and say, here you go, good luck to you - we give the tools over a 6 week timeframe to learn how to manage and stick to a budgeting framework so that next month, next year or years down the road, the budget still works for you.

Check out www.averagelas.com and get started today by signing up for our 6-week workshop and get on the budgeting treadmill. Budgeting is a skill that takes small steps to accomplish over time, steady and consistent steps. But those steady and consistent steps in the right direction can change lives over time for the better with a more stable financial future.